New beginnings are usually exciting. Simona, an eight year old along with her parents, Anca and Marius had just moved to their new home, in a friendly neighbourhood. While Anca and Marius went about introducing themselves to their neighbours and making new friends, this was a challenge for shy Simona who found it difficult to befriend even children her own age, and usually kept to herself. Yet, she was quickly drawn to her neighbour, Oana. Every day, upon returning home from school, Simona would hurry over to Oana’s house to listen to her play the piano, an instrument that had fascinated her from the day she set sight on it.
When she returned home from Oana’s residence, all Simona could talk about was the wonderful music she heard expressing a great desire to play the piano and make music like the legendary composers. Oana also encouraged Simona’s parents to unleash the girl’s natural talent by sending her for piano classes. While Anca and Marius were keen to enrol Simona for music lessons, they could hardly afford the additional expense. Anca remembered Rodica, the friendly lady who worked as an agent at Provident, a subsidiary of IPF (International Personal Finance) and got in touch with her. Taking into consideration Simona’s parents’ situation, Rodica offered them a personalised, easy-to-repay loan facility, to help finance their daughter’s music lessons.